With insurance playing a crucial role in your life—especially if affected by a fire or explosion—state and federal laws impose certain legal responsibilities on agents who sell policies to the public.
Agents should be fully knowledgeable in what a policy does and does not cover, and cannot lead the insured to believe they’re being covered for something not actually included in the policy. Failure of a broker to accurately provide the type of coverage requested by the insured constitutes actionable negligence.
Accuracy of coverage claims are strongest when the circumstances creating it are in writing. Fabian, Sklar, King & Liss works with you to determine whether an insurance agent failed to provide proper coverage after a fire or explosion and works to collect the correct compensation owed.