New Address: 31440 Northwestern Hwy Suite 100, Farmington Hills, MI 48334

Frequently Asked Questions

Call our attorneys for a review of your policy, rights under the laws of your jurisdiction and we will help determine whether you have a cause of action against your insurance company in court. 

Our attorneys are licensed in Michigan and represent clients throughout the state. Our Managing Partner, Jason Liss, is also licensed in Ohio and regularly is brought in by public adjusters, clients and their personal attorneys pro hac vice across the United States in complex, high value cases. 

Statutes of Limitations vary by jurisdiction. In addition, deadlines vary by policy for filing a claim and many require filing within 12 months of the loss. We recommend you contact our attorneys as soon as possible after your loss so that we can help you navigate these complexities. 

Yes.  Even if you are unsure about filing a lawsuit, it may be important to speak with an attorney as soon as possible, especially if your claim has been denied.  In some cases, we’re able to work with insurers to reverse a denial without ever going to court.

If a lawsuit becomes necessary, that does not always mean a lengthy legal battle or court appearance. Most insurance disputes are ultimately resolved through negotiation and settlement, without the need for you to appear extensively in court.  We can review your situation, explain your options and help you decide whether filing a legal action is a sensible choice.

Most of our cases are on a contingency fee basis, meaning we do not collect a fee unless we recover for you. 

While the insurance company will assign its own adjuster to your claim, that adjuster works for the insurer — not for you. 

A public adjuster works for you.  Their job is to evaluate, document and professionally present your claim to maximize your recovery and receive the full compensation you are entitled to under your policy.

Hiring a public adjuster can help level the playing field. Our property insurance claim lawyers frequently collaborate with public adjusters to prepare and present claims.  We can help you understand the claims process and determine whether working with a public adjuster —or an attorney — will add value to your claim.

Your insurance policy requires you to cooperate with your insurer’s investigation of your claim, including producing documents. Insurers often request personal financial documents, including tax returns and bank statements. Under most circumstances, this will be considered a reasonable request and your failure to comply with your insurer’s reasonable request for documents can give your insurer grounds for denying your claim. Our Insurance Claim Lawyers can review your insurer’s request for documents and advise you if the request is reasonable. 

Generally, yes. Your insurance policy — and Michigan law — requires you to cooperate with your insurer’s investigation, which includes providing documentation to support your claim. Insurers often request personal financial records, such as tax returns and bank statements, especially when evaluating the value of a loss or verifying certain aspects of a claim.

Under most circumstances, these are considered reasonable requests and willfully refusing to comply can give your insurer the right to deny your claim. Our attorneys can review the insurer’s document request, determine whether it is reasonable and help you respond appropriately to protect your rights and your recovery.

In many cases, yes, especially if your claim is complex, delayed or disputed.  Property insurance policies are technical documents and even small missteps in the claims process can give insurers a reason to deny or limit your recovery.

Our Insurance Claim Lawyers focus on first-party property insurance law and can help you navigate the process, avoid common pitfalls and protect your rights from start to finish.  This process begins when we review your situation and advise you whether legal representation may add value to your claim and help maximize your recovery.

We regularly recover business-interruption expense damages from insurance companies for business and commercial property owners. 

After a fire at your home or business, the first thing you should do is notify your insurance company of the loss.  Your insurance policy outlines specific duties you must fulfill after a loss, including providing prompt notice, protecting the property from further damage and submitting documentation to prove the extent of your loss.

It is essential to obtain a complete copy of your policy and carefully review it and fully understand your obligations. Failing to meet these duties in a timely or adequate manner can  give your insurer the right to deny your claim or limit your recovery. Our Insurance Claim Lawyers can help you understand your responsibilities under the policy and guide you through the claims process to help maximize your recovery.

Retain legal counsel immediately.  When a fire results in injury or death, prompt action is critical to preserve evidence, investigate the cause and identify any parties who may be legally responsible.  These cases are complex and often involve both property damage claims and potential personal injury or wrongful death claims.

Our experienced attorneys can coordinate with the necessary experts, guide you through both aspects of your claim and take immediate steps to protect your rights. We have the specialized knowledge and experience to assist with both the property and injury-related components of your case.

We litigate and recover insurance proceeds from my storm related damages including from wind, hail, lightening, tornado, hurricanes, falling trees and more. We often prove structural damage and regularly challenge insurer denials from “wear or tear” or other exclusions. Every case is unique as is the law of every jurisdiction, so it’s best to contact us to discuss your particular claim. 

Possibly, but only in certain situations.  There are limited circumstances where you may be able to bring a claim against your insurance agent for failing to secure the proper coverage. These cases depend heavily on the specific facts, including what was requested, what was promised and what was ultimately provided.

Our insurance claim lawyers can review the details of your coverage and the agent’s conduct to determine whether you have grounds to pursue a claim.  If your property was improperly or inadequately insured due to agent error, we  help you to understand your options and protect your rights.