Insurance Agent Negligence
What Is Insurance Agent Negligence?
Insurance agents have a professional duty to secure the property insurance claims coverage you need — and to explain what your policy does and doesn’t protect. When they fail to do that, and you suffer a financial loss, it may be considered negligence. Our insurance agent negligence attorneys are here to help commercial property owners and homeowners in Michigan, Ohio and across the country when you are a victim of insurance agent negligence.
What types of claims do our insurance agent negligence attorneys litigate?
Failure to Secure Requested Coverage
You asked for specific protection — and the agent never obtained it.
Misrepresentation of Policy Terms
The agent gave you incorrect or misleading details about what your policy covered.
Failure to Advise on Exclusions or Limits
You weren’t warned about important gaps or limitations that later caused your claim to be denied.
Why Insurance Agent Negligence Matters
When an insurance agent fails in their professional duties, the consequences can be devastating. Homeowners and business owners often don’t realize something is missing until a claim is denied — and by then, it’s too late to fix the coverage.
Agent mistakes can result in:
Claims denied that should have been covered
Hundreds of thousands to millions of dollars in unexpected out-of-pocket costs
Business income losses not reimbursed
Permanent damage to businesses, homes, commercial properties, or operations
These cases aren’t just frustrating — they’re legally actionable when handled correctly. And they require specialized Insurance Agent Negligence Attorneys who understand how agents operate, what duties they owe, and how to prove fault.
Whether your agent’s mistake left you without protection after a fire loss, storm loss, or water loss, our Michigan Insurance Agent Negligence Attorneys can help you recover the compensation you were promised.
Michigan’s Property Insurance Claim Litigation Specialists
Our firm has focused exclusively on property insurance, including agent negligence claims since 1986.
Proven Results as Michigan Insurance Agent Negligence Attorneys
We’ve recovered over an estimated $500 Million in property insurance claims litigation, including in agent error cases involving denied home, commercial, and liability claims.
We Act Fast to Preserve Evidence
The sooner we’re involved, the more we can do to build leverage, gather documentation, and secure your rights.