Documenting your Property Damage: Tips for Taking Photos and Inventories
When disaster strikes, filing an insurance claim is only step one. The real battle is proving the value of your loss. Incomplete evidence invites delays, lowball offers, or denials. Fabian, Sklar, King & Liss, P.C. transforms chaotic scenes into organized, irrefutable proof so Michigan policyholders get every dollar they’re owed. Request your free consultation and let our team protect your claim from day one.
The Importance of Properly Documenting Your Insurance Claim
Insurance companies base their decisions almost entirely on documented proof. Without thorough, accurate evidence, adjusters can delay or undervalue settlements. Worse, they may deny your claim outright, blaming “insufficient proof.” That’s why documentation isn’t paperwork—it’s the cornerstone of your recovery.
The Risks of DIY Documentation
After a fire, burst pipe, or storm, stress runs high. Crucial items get missed, photographs turn out blurry, and receipts vanish. Insurers seize on these gaps. Handling documentation alone can leave you vulnerable—just one misstep can slash compensation or trigger a denial. Our property-insurance team closes every loophole before the carrier can exploit it by properly documenting your property insurance claim.
Our Expert Approach to Documentation
- Rapid Preservation: We secure the scene immediately—photographing, filming, and scanning damage before evidence disappears.
- Professional Visual Proof: Drone mapping, 3D imaging, and high-resolution photography capture every angle insurers might contest.
- Detailed Inventories: Using industry software, we log make, model, purchase date, and replacement cost for every item.
- Supporting Records: We collect receipts, credit statements, and expert reports that lock in value.
Partner Aaron Herskovic explains:
“Whether it’s getting a business up and running or restoring a family home, we build the evidence file as if we’re already in court. That pressure alone often drives insurers to settle fairly—and faster.”
Maximize Your Claim—and Your Peace of Mind
Proper documentation boosts settlement value and speeds payment. By entrusting the process to Fabian, Sklar, King & Liss, you eliminate costly errors, reduce stress, and gain advocates who fight as if the loss were their own. We ensure you claim gets paid by property documenting your insurance claim from the moment the loss occurs.
