What to Do if Your Property Insurance Claim is Denied in Michigan
When disaster damages your home or business, a denied insurance claim can feel devastating. Unfortunately, claim denials are common across Michigan—especially when policies are complex, damage is extensive, or insurers apply exclusions unfairly.
At Fabian, Sklar, King & Liss, we’ve helped policyholders across the state overturn denials, reverse lowball offers, and secure full compensation. Here’s what to know—and why calling a specialized attorney immediately is critical to protecting your rights.
Common Insurance Claim Denial Scenarios in Michigan
From storm and flood losses to fires and structural damage, we’ve reversed denials for clients statewide. Learn more about how long insurers have to settle a claim and what tactics they use to delay or deny coverage.
How Our Attorneys Fight Back Against Insurance Denials
When you contact us, we begin with a full strategic response—built on experience, legal leverage, and precise documentation. We don’t wait for insurers to act—we force them to.
Michigan Law Protects You from Bad-Faith Claim Denials
Under Michigan law, insurers must act in good faith. If they deny a valid claim without justification, you may be entitled to 12% annual penalty interest under MCL 500.2006—plus the full value of your original loss.
See how we use these rights to reverse claim denials in our guide on common denial tactics in Michigan.
Act Quickly After a Denial to Protect Your Rights
Insurers count on policyholders giving up. That’s why early legal intervention matters. The sooner you involve our team, the faster we can challenge the denial, document the real cause of loss, and build your recovery strategy.
Explore how we help when insurers refuse to settle and why our aggressive, detail-oriented approach works.
Michigan’s Leading Property Insurance Lawyers for Denied Claims
For over 30 years, Fabian, Sklar, King & Liss has reversed wrongfully denied property insurance claims across Michigan. Whether you’re a homeowner or business owner, we bring a proven litigation record, trusted negotiation skills, and deep insurance law experience.
Contact us today for a complimentary consultation. Let our attorneys help you recover what you’re owed—and hold your insurer accountable.